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Accidental Disability Retirement

Accidental disability retirement applies to individuals who are employed by a city, town, state or municipality. Applicants can also include police officers, firefighters and teachers. Generally, these individuals do not have a right to collect Social Security Disability benefits. It is a separate retirement system with its own set of rules and regulations.

To become a qualified applicant, you must be injured while in the course of and scope of your employment and performing the duties normally required in your job description.

Application is made to your local applicant board and a medical panel is assigned to review your medical records and examine you.

If it finds that you are unable to perform the essential duties of your job, that the restrictions are likely to be permanent, and that the disability arose out of a qualified injury, you should be entitled to accidental disability retirement. The normal rate is 72 percent of your average pay — for life.

If you feel you have an accidental disability retirement claim, you need an experienced attorney who can properly navigate the retirement system on your behalf. The attorneys at Torrisi & Torrisi, P.C., have the experience you need. Please call 978-291-6161 or send us a message online if you have any questions or would like to discuss your situation.